Pandas Profiling Report

Dataset statistics

Number of variables	30
Number of observations	29965
Missing cells	0
Missing cells (%)	0.0%
Duplicate rows	0
Duplicate rows (%)	0.0%
Total size in memory	5.3 MiB
Average record size in memory	184.0 B

Variable types

NUM	21
BOOL	8
CAT	1

Warnings

`BILL_AMT_AUG05` is highly correlated with `BILL_AMT_SEP05` and 1 other fields	High correlation
`BILL_AMT_SEP05` is highly correlated with `BILL_AMT_AUG05`	High correlation
`BILL_AMT_JUL05` is highly correlated with `BILL_AMT_AUG05` and 1 other fields	High correlation
`BILL_AMT_JUN05` is highly correlated with `BILL_AMT_JUL05` and 2 other fields	High correlation
`BILL_AMT_MAY05` is highly correlated with `BILL_AMT_JUN05` and 1 other fields	High correlation
`BILL_AMT_APR05` is highly correlated with `BILL_AMT_JUN05` and 1 other fields	High correlation
`GENDER_male` is highly correlated with `GENDER_female`	High correlation
`GENDER_female` is highly correlated with `GENDER_male`	High correlation
`DEFAULT_not default` is highly correlated with `DEFAULT_default`	High correlation
`DEFAULT_default` is highly correlated with `DEFAULT_not default`	High correlation
`PAY_AMT_AUG05` is highly skewed (γ1 = 30.43861292)	Skewed
`df_index` has unique values	Unique
`REPAY_SEP05` has 14737 (49.2%) zeros	Zeros
`REPAY_AUG05` has 15730 (52.5%) zeros	Zeros
`REPAY_JUL05` has 15764 (52.6%) zeros	Zeros
`REPAY_JUN05` has 16455 (54.9%) zeros	Zeros
`REPAY_MAY05` has 16947 (56.6%) zeros	Zeros
`REPAY_APR05` has 16286 (54.4%) zeros	Zeros
`BILL_AMT_SEP05` has 1978 (6.6%) zeros	Zeros
`BILL_AMT_AUG05` has 2476 (8.3%) zeros	Zeros
`BILL_AMT_JUL05` has 2840 (9.5%) zeros	Zeros
`BILL_AMT_JUN05` has 3165 (10.6%) zeros	Zeros
`BILL_AMT_MAY05` has 3476 (11.6%) zeros	Zeros
`BILL_AMT_APR05` has 3990 (13.3%) zeros	Zeros
`PAY_AMT_SEP05` has 5218 (17.4%) zeros	Zeros
`PAY_AMT_AUG05` has 5365 (17.9%) zeros	Zeros
`PAY_AMT_JUL05` has 5937 (19.8%) zeros	Zeros
`PAY_AMT_JUN05` has 6377 (21.3%) zeros	Zeros
`PAY_AMT_MAY05` has 6672 (22.3%) zeros	Zeros
`PAY_AMT_APR05` has 7142 (23.8%) zeros	Zeros

Reproduction

Analysis started	2021-01-12 20:37:25.369004
Analysis finished	2021-01-12 20:38:55.851523
Duration	1 minute and 30.48 seconds
Software version	pandas-profiling v2.9.0
Download configuration	config.yaml

df_index
Real number (ℝ_≥0)

UNIQUE

Distinct	29965
Distinct (%)	100.0%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	14993.93252
Minimum	0
Maximum	29999
Zeros	1
Zeros (%)	< 0.1%
Memory size	234.1 KiB

Quantile statistics

Minimum	0
5-th percentile	1498.2
Q1	7496
median	14991
Q3	22493
95-th percentile	28495.8
Maximum	29999
Range	29999
Interquartile range (IQR)	14997

Descriptive statistics

Standard deviation	8659.328323
Coefficient of variation (CV)	0.5775221618
Kurtosis	-1.199841197
Mean	14993.93252
Median Absolute Deviation (MAD)	7499
Skewness	0.0005462130641
Sum	449293188
Variance	74983967.01
Monotocity	Strictly increasing

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
2047	1	< 0.1%
1322	1	< 0.1%
15629	1	< 0.1%
9486	1	< 0.1%
11535	1	< 0.1%
21792	1	< 0.1%
23841	1	< 0.1%
17698	1	< 0.1%
19747	1	< 0.1%
29988	1	< 0.1%
Other values (29955)	29955	> 99.9%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1	< 0.1%
1	1	< 0.1%
2	1	< 0.1%
3	1	< 0.1%
4	1	< 0.1%

Value	Count	Frequency (%)
29999	1	< 0.1%
29998	1	< 0.1%
29997	1	< 0.1%
29996	1	< 0.1%
29995	1	< 0.1%

LIMIT_BAL
Real number (ℝ_≥0)

Distinct	81
Distinct (%)	0.3%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	167442.005
Minimum	10000
Maximum	1000000
Zeros	0
Zeros (%)	0.0%
Memory size	234.1 KiB

Quantile statistics

Minimum	10000
5-th percentile	20000
Q1	50000
median	140000
Q3	240000
95-th percentile	430000
Maximum	1000000
Range	990000
Interquartile range (IQR)	190000

Descriptive statistics

Standard deviation	129760.1352
Coefficient of variation (CV)	0.7749556942
Kurtosis	0.5375871217
Mean	167442.005
Median Absolute Deviation (MAD)	90000
Skewness	0.9934913272
Sum	5017399680
Variance	1.683769269e+10
Monotocity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
50000	3363	11.2%
20000	1975	6.6%
30000	1610	5.4%
80000	1564	5.2%
200000	1524	5.1%
150000	1107	3.7%
100000	1047	3.5%
180000	993	3.3%
360000	874	2.9%
60000	825	2.8%
Other values (71)	15083	50.3%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
10000	493	1.6%
16000	2	< 0.1%
20000	1975	6.6%
30000	1610	5.4%
40000	230	0.8%

Value	Count	Frequency (%)
1000000	1	< 0.1%
800000	2	< 0.1%
780000	2	< 0.1%
760000	1	< 0.1%
750000	4	< 0.1%

MARITAL_STATUS
Categorical

Distinct	4
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	234.1 KiB

2	15945
1	13643
3	323
0	54

Frequencies
Length

Value	Count	Frequency (%)
2	15945	53.2%
1	13643	45.5%
3	323	1.1%
0	54	0.2%

Frequencies of value counts

Unique

Unique	0 ?
Unique (%)	0.0%

Histogram of lengths of the category

Length

Max length	1
Median length	1
Mean length	1
Min length	1

AGE
Real number (ℝ_≥0)

Distinct	56
Distinct (%)	0.2%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	35.4879693
Minimum	21
Maximum	79
Zeros	0
Zeros (%)	0.0%
Memory size	234.1 KiB

Quantile statistics

Minimum	21
5-th percentile	23
Q1	28
median	34
Q3	41
95-th percentile	53
Maximum	79
Range	58
Interquartile range (IQR)	13

Descriptive statistics

Standard deviation	9.219459233
Coefficient of variation (CV)	0.2597911184
Kurtosis	0.04398801494
Mean	35.4879693
Median Absolute Deviation (MAD)	6
Skewness	0.7320560019
Sum	1063397
Variance	84.99842855
Monotocity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
29	1602	5.3%
27	1475	4.9%
28	1406	4.7%
30	1394	4.7%
26	1252	4.2%
31	1213	4.0%
25	1185	4.0%
34	1161	3.9%
32	1157	3.9%
33	1146	3.8%
Other values (46)	16974	56.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
21	67	0.2%
22	560	1.9%
23	930	3.1%
24	1126	3.8%
25	1185	4.0%

Value	Count	Frequency (%)
79	1	< 0.1%
75	3	< 0.1%
74	1	< 0.1%
73	4	< 0.1%
72	3	< 0.1%

REPAY_SEP05
Real number (ℝ)

ZEROS

Distinct	11
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	-0.01675287836
Minimum	-2
Maximum	8
Zeros	14737
Zeros (%)	49.2%
Memory size	234.1 KiB

Quantile statistics

Minimum	-2
5-th percentile	-2
Q1	-1
median	0
Q3	0
95-th percentile	2
Maximum	8
Range	10
Interquartile range (IQR)	1

Descriptive statistics

Standard deviation	1.123492034
Coefficient of variation (CV)	-67.06262707
Kurtosis	2.730038381
Mean	-0.01675287836
Median Absolute Deviation (MAD)	1
Skewness	0.7346064765
Sum	-502
Variance	1.26223435
Monotocity	Not monotonic

Histogram with fixed size bins (bins=11)

Value	Count	Frequency (%)
0	14737	49.2%
-1	5682	19.0%
1	3667	12.2%
-2	2750	9.2%
2	2666	8.9%
3	322	1.1%
4	76	0.3%
5	26	0.1%
8	19	0.1%
6	11	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
-2	2750	9.2%
-1	5682	19.0%
0	14737	49.2%
1	3667	12.2%
2	2666	8.9%

Value	Count	Frequency (%)
8	19	0.1%
7	9	< 0.1%
6	11	< 0.1%
5	26	0.1%
4	76	0.3%

REPAY_AUG05
Real number (ℝ)

ZEROS

Distinct	11
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	-0.1318538295
Minimum	-2
Maximum	8
Zeros	15730
Zeros (%)	52.5%
Memory size	234.1 KiB

Quantile statistics

Minimum	-2
5-th percentile	-2
Q1	-1
median	0
Q3	0
95-th percentile	2
Maximum	8
Range	10
Interquartile range (IQR)	1

Descriptive statistics

Standard deviation	1.196321699
Coefficient of variation (CV)	-9.073090281
Kurtosis	1.577608705
Mean	-0.1318538295
Median Absolute Deviation (MAD)	0
Skewness	0.7920704147
Sum	-3951
Variance	1.431185607
Monotocity	Not monotonic

Histogram with fixed size bins (bins=11)

Value	Count	Frequency (%)
0	15730	52.5%
-1	6046	20.2%
2	3926	13.1%
-2	3752	12.5%
3	326	1.1%
4	99	0.3%
1	28	0.1%
5	25	0.1%
7	20	0.1%
6	12	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
-2	3752	12.5%
-1	6046	20.2%
0	15730	52.5%
1	28	0.1%
2	3926	13.1%

Value	Count	Frequency (%)
8	1	< 0.1%
7	20	0.1%
6	12	< 0.1%
5	25	0.1%
4	99	0.3%

REPAY_JUL05
Real number (ℝ)

ZEROS

Distinct	11
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	-0.1643917904
Minimum	-2
Maximum	8
Zeros	15764
Zeros (%)	52.6%
Memory size	234.1 KiB

Quantile statistics

Minimum	-2
5-th percentile	-2
Q1	-1
median	0
Q3	0
95-th percentile	2
Maximum	8
Range	10
Interquartile range (IQR)	1

Descriptive statistics

Standard deviation	1.195877509
Coefficient of variation (CV)	-7.274557358
Kurtosis	2.091665951
Mean	-0.1643917904
Median Absolute Deviation (MAD)	0
Skewness	0.8414639808
Sum	-4926
Variance	1.430123016
Monotocity	Not monotonic

Histogram with fixed size bins (bins=11)

Value	Count	Frequency (%)
0	15764	52.6%
-1	5934	19.8%
-2	4055	13.5%
2	3819	12.7%
3	240	0.8%
4	75	0.3%
7	27	0.1%
6	23	0.1%
5	21	0.1%
1	4	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
-2	4055	13.5%
-1	5934	19.8%
0	15764	52.6%
1	4	< 0.1%
2	3819	12.7%

Value	Count	Frequency (%)
8	3	< 0.1%
7	27	0.1%
6	23	0.1%
5	21	0.1%
4	75	0.3%

REPAY_JUN05
Real number (ℝ)

ZEROS

Distinct	11
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	-0.2189220758
Minimum	-2
Maximum	8
Zeros	16455
Zeros (%)	54.9%
Memory size	234.1 KiB

Quantile statistics

Minimum	-2
5-th percentile	-2
Q1	-1
median	0
Q3	0
95-th percentile	2
Maximum	8
Range	10
Interquartile range (IQR)	1

Descriptive statistics

Standard deviation	1.168175186
Coefficient of variation (CV)	-5.33603193
Kurtosis	3.508962108
Mean	-0.2189220758
Median Absolute Deviation (MAD)	0
Skewness	1.000798562
Sum	-6560
Variance	1.364633266
Monotocity	Not monotonic

Histogram with fixed size bins (bins=11)

Value	Count	Frequency (%)
0	16455	54.9%
-1	5683	19.0%
-2	4318	14.4%
2	3159	10.5%
3	180	0.6%
4	68	0.2%
7	58	0.2%
5	35	0.1%
6	5	< 0.1%
8	2	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
-2	4318	14.4%
-1	5683	19.0%
0	16455	54.9%
1	2	< 0.1%
2	3159	10.5%

Value	Count	Frequency (%)
8	2	< 0.1%
7	58	0.2%
6	5	< 0.1%
5	35	0.1%
4	68	0.2%

REPAY_MAY05
Real number (ℝ)

ZEROS

Distinct	10
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	-0.2645085934
Minimum	-2
Maximum	8
Zeros	16947
Zeros (%)	56.6%
Memory size	234.1 KiB

Quantile statistics

Minimum	-2
5-th percentile	-2
Q1	-1
median	0
Q3	0
95-th percentile	2
Maximum	8
Range	10
Interquartile range (IQR)	1

Descriptive statistics

Standard deviation	1.132219856
Coefficient of variation (CV)	-4.280465302
Kurtosis	4.003562263
Mean	-0.2645085934
Median Absolute Deviation (MAD)	0
Skewness	1.009329021
Sum	-7926
Variance	1.281921802
Monotocity	Not monotonic

Histogram with fixed size bins (bins=10)

Value	Count	Frequency (%)
0	16947	56.6%
-1	5535	18.5%
-2	4516	15.1%
2	2626	8.8%
3	178	0.6%
4	83	0.3%
7	58	0.2%
5	17	0.1%
6	4	< 0.1%
8	1	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
-2	4516	15.1%
-1	5535	18.5%
0	16947	56.6%
2	2626	8.8%
3	178	0.6%

Value	Count	Frequency (%)
8	1	< 0.1%
7	58	0.2%
6	4	< 0.1%
5	17	0.1%
4	83	0.3%

REPAY_APR05
Real number (ℝ)

ZEROS

Distinct	10
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	-0.2894376773
Minimum	-2
Maximum	8
Zeros	16286
Zeros (%)	54.4%
Memory size	234.1 KiB

Quantile statistics

Minimum	-2
5-th percentile	-2
Q1	-1
median	0
Q3	0
95-th percentile	2
Maximum	8
Range	10
Interquartile range (IQR)	1

Descriptive statistics

Standard deviation	1.1490901
Coefficient of variation (CV)	-3.970077809
Kurtosis	3.437256875
Mean	-0.2894376773
Median Absolute Deviation (MAD)	0
Skewness	0.9486089933
Sum	-8673
Variance	1.320408057
Monotocity	Not monotonic

Histogram with fixed size bins (bins=10)

Value	Count	Frequency (%)
0	16286	54.4%
-1	5736	19.1%
-2	4865	16.2%
2	2766	9.2%
3	184	0.6%
4	48	0.2%
7	46	0.2%
6	19	0.1%
5	13	< 0.1%
8	2	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
-2	4865	16.2%
-1	5736	19.1%
0	16286	54.4%
2	2766	9.2%
3	184	0.6%

Value	Count	Frequency (%)
8	2	< 0.1%
7	46	0.2%
6	19	0.1%
5	13	< 0.1%
4	48	0.2%

BILL_AMT_SEP05
Real number (ℝ)

HIGH CORRELATION
ZEROS

Distinct	22723
Distinct (%)	75.8%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	51283.00978
Minimum	-165580
Maximum	964511
Zeros	1978
Zeros (%)	6.6%
Memory size	234.1 KiB

Quantile statistics

Minimum	-165580
5-th percentile	0
Q1	3595
median	22438
Q3	67260
95-th percentile	201303.8
Maximum	964511
Range	1130091
Interquartile range (IQR)	63665

Descriptive statistics

Standard deviation	73658.1324
Coefficient of variation (CV)	1.436306736
Kurtosis	9.796846218
Mean	51283.00978
Median Absolute Deviation (MAD)	21842
Skewness	2.662513456
Sum	1536695388
Variance	5425520469
Monotocity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	1978	6.6%
390	243	0.8%
780	76	0.3%
326	72	0.2%
316	63	0.2%
2500	59	0.2%
396	48	0.2%
2400	39	0.1%
416	29	0.1%
1050	25	0.1%
Other values (22713)	27333	91.2%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
-165580	1	< 0.1%
-154973	1	< 0.1%
-15308	1	< 0.1%
-14386	1	< 0.1%
-11545	1	< 0.1%

Value	Count	Frequency (%)
964511	1	< 0.1%
746814	1	< 0.1%
653062	1	< 0.1%
630458	1	< 0.1%
626648	1	< 0.1%

BILL_AMT_AUG05
Real number (ℝ)

HIGH CORRELATION
ZEROS

Distinct	22346
Distinct (%)	74.6%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	49236.36629
Minimum	-69777
Maximum	983931
Zeros	2476
Zeros (%)	8.3%
Memory size	234.1 KiB

Quantile statistics

Minimum	-69777
5-th percentile	0
Q1	3010
median	21295
Q3	64109
95-th percentile	194889.6
Maximum	983931
Range	1053708
Interquartile range (IQR)	61099

Descriptive statistics

Standard deviation	71195.56739
Coefficient of variation (CV)	1.445995567
Kurtosis	10.29321199
Mean	49236.36629
Median Absolute Deviation (MAD)	20905
Skewness	2.70386174
Sum	1475367716
Variance	5068808816
Monotocity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	2476	8.3%
390	230	0.8%
326	75	0.3%
780	75	0.3%
316	72	0.2%
2500	51	0.2%
396	50	0.2%
2400	42	0.1%
-200	29	0.1%
416	28	0.1%
Other values (22336)	26837	89.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
-69777	1	< 0.1%
-67526	1	< 0.1%
-33350	1	< 0.1%
-30000	1	< 0.1%
-26214	1	< 0.1%

Value	Count	Frequency (%)
983931	1	< 0.1%
743970	1	< 0.1%
671563	1	< 0.1%
646770	1	< 0.1%
624475	1	< 0.1%

BILL_AMT_JUL05
Real number (ℝ)

HIGH CORRELATION
ZEROS

Distinct	22026
Distinct (%)	73.5%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	47067.91607
Minimum	-157264
Maximum	1664089
Zeros	2840
Zeros (%)	9.5%
Memory size	234.1 KiB

Quantile statistics

Minimum	-157264
5-th percentile	0
Q1	2711
median	20135
Q3	60201
95-th percentile	187901
Maximum	1664089
Range	1821353
Interquartile range (IQR)	57490

Descriptive statistics

Standard deviation	69371.35232
Coefficient of variation (CV)	1.473856464
Kurtosis	19.77100256
Mean	47067.91607
Median Absolute Deviation (MAD)	19745
Skewness	3.086493832
Sum	1410390105
Variance	4812384523
Monotocity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	2840	9.5%
390	274	0.9%
780	74	0.2%
326	63	0.2%
316	62	0.2%
396	47	0.2%
2500	40	0.1%
2400	39	0.1%
416	29	0.1%
200	27	0.1%
Other values (22016)	26470	88.3%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
-157264	1	< 0.1%
-61506	1	< 0.1%
-46127	1	< 0.1%
-34041	1	< 0.1%
-25443	1	< 0.1%

Value	Count	Frequency (%)
1664089	1	< 0.1%
855086	1	< 0.1%
693131	1	< 0.1%
689643	1	< 0.1%
689627	1	< 0.1%

BILL_AMT_JUN05
Real number (ℝ)

HIGH CORRELATION
ZEROS

Distinct	21548
Distinct (%)	71.9%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	43313.32988
Minimum	-170000
Maximum	891586
Zeros	3165
Zeros (%)	10.6%
Memory size	234.1 KiB

Quantile statistics

Minimum	-170000
5-th percentile	0
Q1	2360
median	19081
Q3	54601
95-th percentile	174469.8
Maximum	891586
Range	1061586
Interquartile range (IQR)	52241

Descriptive statistics

Standard deviation	64353.51437
Coefficient of variation (CV)	1.485766958
Kurtosis	11.29858229
Mean	43313.32988
Median Absolute Deviation (MAD)	18681
Skewness	2.820544832
Sum	1297883930
Variance	4141374812
Monotocity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	3165	10.6%
390	245	0.8%
780	101	0.3%
316	68	0.2%
326	62	0.2%
396	43	0.1%
150	39	0.1%
2400	39	0.1%
2500	34	0.1%
1000	33	0.1%
Other values (21538)	26136	87.2%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
-170000	1	< 0.1%
-81334	1	< 0.1%
-65167	1	< 0.1%
-50616	1	< 0.1%
-46627	1	< 0.1%

Value	Count	Frequency (%)
891586	1	< 0.1%
706864	1	< 0.1%
628699	1	< 0.1%
616836	1	< 0.1%
572805	1	< 0.1%

BILL_AMT_MAY05
Real number (ℝ)

HIGH CORRELATION
ZEROS

Distinct	21010
Distinct (%)	70.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	40358.33439
Minimum	-81334
Maximum	927171
Zeros	3476
Zeros (%)	11.6%
Memory size	234.1 KiB

Quantile statistics

Minimum	-81334
5-th percentile	0
Q1	1787
median	18130
Q3	50247
95-th percentile	165805.6
Maximum	927171
Range	1008505
Interquartile range (IQR)	48460

Descriptive statistics

Standard deviation	60817.13062
Coefficient of variation (CV)	1.506928657
Kurtosis	12.29453891
Mean	40358.33439
Median Absolute Deviation (MAD)	17714
Skewness	2.874925049
Sum	1209337490
Variance	3698723377
Monotocity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	3476	11.6%
390	234	0.8%
780	94	0.3%
316	79	0.3%
326	62	0.2%
150	58	0.2%
396	46	0.2%
2400	39	0.1%
2500	37	0.1%
416	36	0.1%
Other values (21000)	25804	86.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
-81334	1	< 0.1%
-61372	1	< 0.1%
-53007	1	< 0.1%
-46627	1	< 0.1%
-37594	1	< 0.1%

Value	Count	Frequency (%)
927171	1	< 0.1%
823540	1	< 0.1%
587067	1	< 0.1%
551702	1	< 0.1%
547880	1	< 0.1%

BILL_AMT_APR05
Real number (ℝ)

HIGH CORRELATION
ZEROS

Distinct	20604
Distinct (%)	68.8%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	38917.01228
Minimum	-339603
Maximum	961664
Zeros	3990
Zeros (%)	13.3%
Memory size	234.1 KiB

Quantile statistics

Minimum	-339603
5-th percentile	0
Q1	1262
median	17124
Q3	49252
95-th percentile	161932
Maximum	961664
Range	1301267
Interquartile range (IQR)	47990

Descriptive statistics

Standard deviation	59574.14774
Coefficient of variation (CV)	1.530799623
Kurtosis	12.25912611
Mean	38917.01228
Median Absolute Deviation (MAD)	16808
Skewness	2.845137169
Sum	1166148273
Variance	3549079079
Monotocity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	3990	13.3%
390	206	0.7%
780	86	0.3%
150	78	0.3%
316	77	0.3%
326	56	0.2%
396	44	0.1%
416	36	0.1%
-18	33	0.1%
2400	32	0.1%
Other values (20594)	25327	84.5%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
-339603	1	< 0.1%
-209051	1	< 0.1%
-150953	1	< 0.1%
-94625	1	< 0.1%
-73895	1	< 0.1%

Value	Count	Frequency (%)
961664	1	< 0.1%
699944	1	< 0.1%
568638	1	< 0.1%
527711	1	< 0.1%
527566	1	< 0.1%

PAY_AMT_SEP05
Real number (ℝ_≥0)

ZEROS

Distinct	7943
Distinct (%)	26.5%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	5670.099316
Minimum	0
Maximum	873552
Zeros	5218
Zeros (%)	17.4%
Memory size	234.1 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	1000
median	2102
Q3	5008
95-th percentile	18447.2
Maximum	873552
Range	873552
Interquartile range (IQR)	4008

Descriptive statistics

Standard deviation	16571.84947
Coefficient of variation (CV)	2.92267358
Kurtosis	414.8548633
Mean	5670.099316
Median Absolute Deviation (MAD)	1929
Skewness	14.66159454
Sum	169904526
Variance	274626194.7
Monotocity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	5218	17.4%
2000	1363	4.5%
3000	891	3.0%
5000	698	2.3%
1500	507	1.7%
4000	426	1.4%
10000	401	1.3%
1000	365	1.2%
2500	298	1.0%
6000	294	1.0%
Other values (7933)	19504	65.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	5218	17.4%
1	9	< 0.1%
2	14	< 0.1%
3	15	0.1%
4	18	0.1%

Value	Count	Frequency (%)
873552	1	< 0.1%
505000	1	< 0.1%
493358	1	< 0.1%
423903	1	< 0.1%
405016	1	< 0.1%

PAY_AMT_AUG05
Real number (ℝ_≥0)

SKEWED
ZEROS

Distinct	7899
Distinct (%)	26.4%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	5927.98318
Minimum	0
Maximum	1684259
Zeros	5365
Zeros (%)	17.9%
Memory size	234.1 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	850
median	2010
Q3	5000
95-th percentile	19030.8
Maximum	1684259
Range	1684259
Interquartile range (IQR)	4150

Descriptive statistics

Standard deviation	23053.45664
Coefficient of variation (CV)	3.888920724
Kurtosis	1639.924451
Mean	5927.98318
Median Absolute Deviation (MAD)	1990
Skewness	30.43861292
Sum	177632016
Variance	531461863.3
Monotocity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	5365	17.9%
2000	1290	4.3%
3000	857	2.9%
5000	717	2.4%
1000	594	2.0%
1500	521	1.7%
4000	410	1.4%
10000	318	1.1%
6000	283	0.9%
2500	251	0.8%
Other values (7889)	19359	64.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	5365	17.9%
1	15	0.1%
2	20	0.1%
3	18	0.1%
4	11	< 0.1%

Value	Count	Frequency (%)
1684259	1	< 0.1%
1227082	1	< 0.1%
1215471	1	< 0.1%
1024516	1	< 0.1%
580464	1	< 0.1%

PAY_AMT_JUL05
Real number (ℝ_≥0)

ZEROS

Distinct	7518
Distinct (%)	25.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	5231.688837
Minimum	0
Maximum	896040
Zeros	5937
Zeros (%)	19.8%
Memory size	234.1 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	390
median	1804
Q3	4512
95-th percentile	17602.6
Maximum	896040
Range	896040
Interquartile range (IQR)	4122

Descriptive statistics

Standard deviation	17616.36112
Coefficient of variation (CV)	3.367241759
Kurtosis	563.7392771
Mean	5231.688837
Median Absolute Deviation (MAD)	1796
Skewness	17.2081766
Sum	156767556
Variance	310336179.3
Monotocity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	5937	19.8%
2000	1285	4.3%
1000	1103	3.7%
3000	870	2.9%
5000	721	2.4%
1500	490	1.6%
4000	381	1.3%
10000	312	1.0%
1200	243	0.8%
6000	241	0.8%
Other values (7508)	18382	61.3%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	5937	19.8%
1	13	< 0.1%
2	19	0.1%
3	14	< 0.1%
4	15	0.1%

Value	Count	Frequency (%)
896040	1	< 0.1%
889043	1	< 0.1%
508229	1	< 0.1%
417588	1	< 0.1%
400972	1	< 0.1%

PAY_AMT_JUN05
Real number (ℝ_≥0)

ZEROS

Distinct	6937
Distinct (%)	23.2%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	4831.617454
Minimum	0
Maximum	621000
Zeros	6377
Zeros (%)	21.3%
Memory size	234.1 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	300
median	1500
Q3	4016
95-th percentile	16037
Maximum	621000
Range	621000
Interquartile range (IQR)	3716

Descriptive statistics

Standard deviation	15674.46454
Coefficient of variation (CV)	3.244144365
Kurtosis	277.0486932
Mean	4831.617454
Median Absolute Deviation (MAD)	1500
Skewness	12.89850649
Sum	144779417
Variance	245688838.5
Monotocity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	6377	21.3%
1000	1394	4.7%
2000	1214	4.1%
3000	887	3.0%
5000	810	2.7%
1500	441	1.5%
4000	402	1.3%
10000	341	1.1%
2500	259	0.9%
500	258	0.9%
Other values (6927)	17582	58.7%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	6377	21.3%
1	22	0.1%
2	22	0.1%
3	13	< 0.1%
4	20	0.1%

Value	Count	Frequency (%)
621000	1	< 0.1%
528897	1	< 0.1%
497000	1	< 0.1%
432130	1	< 0.1%
400046	1	< 0.1%

PAY_AMT_MAY05
Real number (ℝ_≥0)

ZEROS

Distinct	6897
Distinct (%)	23.0%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	4804.897047
Minimum	0
Maximum	426529
Zeros	6672
Zeros (%)	22.3%
Memory size	234.1 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	261
median	1500
Q3	4042
95-th percentile	16000
Maximum	426529
Range	426529
Interquartile range (IQR)	3781

Descriptive statistics

Standard deviation	15286.3723
Coefficient of variation (CV)	3.181415158
Kurtosis	179.8752095
Mean	4804.897047
Median Absolute Deviation (MAD)	1500
Skewness	11.12174174
Sum	143978740
Variance	233673178
Monotocity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	6672	22.3%
1000	1340	4.5%
2000	1323	4.4%
3000	947	3.2%
5000	814	2.7%
1500	426	1.4%
4000	401	1.3%
10000	343	1.1%
500	250	0.8%
6000	247	0.8%
Other values (6887)	17202	57.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	6672	22.3%
1	21	0.1%
2	13	< 0.1%
3	13	< 0.1%
4	12	< 0.1%

Value	Count	Frequency (%)
426529	1	< 0.1%
417990	1	< 0.1%
388071	1	< 0.1%
379267	1	< 0.1%
332000	1	< 0.1%

PAY_AMT_APR05
Real number (ℝ_≥0)

ZEROS

Distinct	6939
Distinct (%)	23.2%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	5221.498014
Minimum	0
Maximum	528666
Zeros	7142
Zeros (%)	23.8%
Memory size	234.1 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	131
median	1500
Q3	4000
95-th percentile	17384.4
Maximum	528666
Range	528666
Interquartile range (IQR)	3869

Descriptive statistics

Standard deviation	17786.97686
Coefficient of variation (CV)	3.406489252
Kurtosis	166.9817897
Mean	5221.498014
Median Absolute Deviation (MAD)	1500
Skewness	10.63509397
Sum	156462188
Variance	316376546
Monotocity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	7142	23.8%
1000	1299	4.3%
2000	1295	4.3%
3000	914	3.1%
5000	808	2.7%
1500	439	1.5%
4000	411	1.4%
10000	356	1.2%
500	247	0.8%
6000	220	0.7%
Other values (6929)	16834	56.2%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	7142	23.8%
1	20	0.1%
2	9	< 0.1%
3	14	< 0.1%
4	12	< 0.1%

Value	Count	Frequency (%)
528666	1	< 0.1%
527143	1	< 0.1%
443001	1	< 0.1%
422000	1	< 0.1%
403500	1	< 0.1%

GENDER_female
Boolean

HIGH CORRELATION

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	29.3 KiB

1	18091
0	11874

Common Values
Chart

Value	Count	Frequency (%)
1	18091	60.4%
0	11874	39.6%

GENDER_male
Boolean

HIGH CORRELATION

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	29.3 KiB

0	18091
1	11874

Common Values
Chart

Value	Count	Frequency (%)
0	18091	60.4%
1	11874	39.6%

EDUCATION_graduate school
Boolean

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	29.3 KiB

0	19402
1	10563

Common Values
Chart

Value	Count	Frequency (%)
0	19402	64.7%
1	10563	35.3%

EDUCATION_high school
Boolean

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	29.3 KiB

0	25050
1	4915

Common Values
Chart

Value	Count	Frequency (%)
0	25050	83.6%
1	4915	16.4%

EDUCATION_other
Boolean

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	29.3 KiB

0	29497
1	468

Common Values
Chart

Value	Count	Frequency (%)
0	29497	98.4%
1	468	1.6%

EDUCATION_university
Boolean

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	29.3 KiB

0	15946
1	14019

Common Values
Chart

Value	Count	Frequency (%)
0	15946	53.2%
1	14019	46.8%

DEFAULT_default
Boolean

HIGH CORRELATION

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	29.3 KiB

0	23335
1	6630

Common Values
Chart

Value	Count	Frequency (%)
0	23335	77.9%
1	6630	22.1%

DEFAULT_not default
Boolean

HIGH CORRELATION

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	29.3 KiB

1	23335
0	6630

Common Values
Chart

Value	Count	Frequency (%)
1	23335	77.9%
0	6630	22.1%

Pearson's r

The Pearson's correlation coefficient (r) is a measure of linear correlation between two variables. It's value lies between -1 and +1, -1 indicating total negative linear correlation, 0 indicating no linear correlation and 1 indicating total positive linear correlation. Furthermore, r is invariant under separate changes in location and scale of the two variables, implying that for a linear function the angle to the x-axis does not affect r.

To calculate r for two variables X and Y, one divides the covariance of X and Y by the product of their standard deviations.

Spearman's ρ

The Spearman's rank correlation coefficient (ρ) is a measure of monotonic correlation between two variables, and is therefore better in catching nonlinear monotonic correlations than Pearson's r. It's value lies between -1 and +1, -1 indicating total negative monotonic correlation, 0 indicating no monotonic correlation and 1 indicating total positive monotonic correlation.

To calculate ρ for two variables X and Y, one divides the covariance of the rank variables of X and Y by the product of their standard deviations.

Kendall's τ

Similarly to Spearman's rank correlation coefficient, the Kendall rank correlation coefficient (τ) measures ordinal association between two variables. It's value lies between -1 and +1, -1 indicating total negative correlation, 0 indicating no correlation and 1 indicating total positive correlation.

To calculate τ for two variables X and Y, one determines the number of concordant and discordant pairs of observations. τ is given by the number of concordant pairs minus the discordant pairs divided by the total number of pairs.

Phik (φk)

Phik (φk) is a new and practical correlation coefficient that works consistently between categorical, ordinal and interval variables, captures non-linear dependency and reverts to the Pearson correlation coefficient in case of a bivariate normal input distribution. There is extensive documentation available here.

Count
Matrix

First rows

	df_index	LIMIT_BAL	MARITAL_STATUS	AGE	REPAY_SEP05	REPAY_AUG05	REPAY_JUL05	REPAY_JUN05	REPAY_MAY05	REPAY_APR05	BILL_AMT_SEP05	BILL_AMT_AUG05	BILL_AMT_JUL05	BILL_AMT_JUN05	BILL_AMT_MAY05	BILL_AMT_APR05	PAY_AMT_SEP05	PAY_AMT_AUG05	PAY_AMT_JUL05	PAY_AMT_JUN05	PAY_AMT_MAY05	PAY_AMT_APR05	GENDER_female	GENDER_male	EDUCATION_graduate school	EDUCATION_high school	EDUCATION_university	DEFAULT_default	DEFAULT_not default
0	0	20000	1	24	2	2	-1	-1	-2	-2	3913	3102	689	0	0	0	0	689	0	0	0	0	1	0	0	0	1	1	0
1	1	120000	2	26	-1	2	0	0	0	2	2682	1725	2682	3272	3455	3261	0	1000	1000	1000	0	2000	1	0	0	0	1	1	0
2	2	90000	2	34	0	0	0	0	0	0	29239	14027	13559	14331	14948	15549	1518	1500	1000	1000	1000	5000	1	0	0	0	1	0	1
3	3	50000	1	37	0	0	0	0	0	0	46990	48233	49291	28314	28959	29547	2000	2019	1200	1100	1069	1000	1	0	0	0	1	0	1
4	4	50000	1	57	-1	0	-1	0	0	0	8617	5670	35835	20940	19146	19131	2000	36681	10000	9000	689	679	0	1	0	0	1	0	1
5	5	50000	2	37	0	0	0	0	0	0	64400	57069	57608	19394	19619	20024	2500	1815	657	1000	1000	800	0	1	1	0	0	0	1
6	6	500000	2	29	0	0	0	0	0	0	367965	412023	445007	542653	483003	473944	55000	40000	38000	20239	13750	13770	0	1	1	0	0	0	1
7	7	100000	2	23	0	-1	-1	0	0	-1	11876	380	601	221	-159	567	380	601	0	581	1687	1542	1	0	0	0	1	0	1
8	8	140000	1	28	0	0	2	0	0	0	11285	14096	12108	12211	11793	3719	3329	0	432	1000	1000	1000	1	0	0	1	0	0	1
9	9	20000	2	35	-2	-2	-2	-2	-1	-1	0	0	0	0	13007	13912	0	0	0	13007	1122	0	0	1	0	1	0	0	1

Last rows

	df_index	LIMIT_BAL	MARITAL_STATUS	AGE	REPAY_SEP05	REPAY_AUG05	REPAY_JUL05	REPAY_JUN05	REPAY_MAY05	REPAY_APR05	BILL_AMT_SEP05	BILL_AMT_AUG05	BILL_AMT_JUL05	BILL_AMT_JUN05	BILL_AMT_MAY05	BILL_AMT_APR05	PAY_AMT_SEP05	PAY_AMT_AUG05	PAY_AMT_JUL05	PAY_AMT_JUN05	PAY_AMT_MAY05	PAY_AMT_APR05	GENDER_male	EDUCATION_graduate school	EDUCATION_high school	EDUCATION_university	DEFAULT_default	DEFAULT_not default
29955	29990	140000	1	41	0	0	0	0	0	0	138325	137142	139110	138262	49675	46121	6000	7000	4228	1505	2000	2000	1	0	0	1	0	1
29956	29991	210000	1	34	3	2	2	2	2	2	2500	2500	2500	2500	2500	2500	0	0	0	0	0	0	1	0	0	1	1	0
29957	29992	10000	1	43	0	0	0	-2	-2	-2	8802	10400	0	0	0	0	2000	0	0	0	0	0	1	0	1	0	0	1
29958	29993	100000	2	38	0	-1	-1	0	0	0	3042	1427	102996	70626	69473	55004	2000	111784	4000	3000	2000	2000	1	1	0	0	0	1
29959	29994	80000	2	34	2	2	2	2	2	2	72557	77708	79384	77519	82607	81158	7000	3500	0	7000	0	4000	1	0	0	1	1	0
29960	29995	220000	1	39	0	0	0	0	0	0	188948	192815	208365	88004	31237	15980	8500	20000	5003	3047	5000	1000	1	0	1	0	0	1
29961	29996	150000	2	43	-1	-1	-1	-1	0	0	1683	1828	3502	8979	5190	0	1837	3526	8998	129	0	0	1	0	1	0	0	1
29962	29997	30000	2	37	4	3	2	-1	0	0	3565	3356	2758	20878	20582	19357	0	0	22000	4200	2000	3100	1	0	0	1	1	0
29963	29998	80000	1	41	1	-1	0	0	0	-1	-1645	78379	76304	52774	11855	48944	85900	3409	1178	1926	52964	1804	1	0	1	0	1	0
29964	29999	50000	1	46	0	0	0	0	0	0	47929	48905	49764	36535	32428	15313	2078	1800	1430	1000	1000	1000	1	0	0	1	1	0

Overview

Variables

Interactions

Correlations

Pearson's r

Spearman's ρ

Kendall's τ

Phik (φk)

Missing values

Sample

First rows

Last rows